Real Estate Guy in Madison Wi, is delighted to bring the news, that as of writing, (4pm 12-12-08) interest rates being quoted by our inhouse mortgage lender are dropping below 5% for the 30 year mortgage.

 Did i make a typo?  No that was below 5%- f.i.v.e.!!!!

 What does this mean?  

2 things - Buyers.    This is another excellent opportunity to take control of your future. 

If home buying is in your near future, do it now!!!!.   plenty of well priced homes and low rates.  What are you waiting for? Lock into a low rate and low price.  Real Estate Guy can help you

Thing 2 -  Home owners.   Refinance! Refinance if your current rate is above 6% you should consider calling your lender.   Or call Jeff Statz, 608 206 0643.   or contact us here (place refinance or loan in the notes)

Go here for a mortgage calculator

Jeff can give you a calculation of how much you will save now, and how much you will save in 5,10 15 years. 

Real Estate guy in Madison, Wi adds a reminder,  rates may go up and also vary depending on many factors, including: downpayment and credit score.

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